CENTRAL FLORIDA -- Police no longer need another reason to pull you over if they catch you driving without a seat belt and officers all over the state are already handing out hefty tickets.

The new law also allows insurance companies to fight accident claims. If you're in an accident and you don't have on your seatbelt, there is a provision in the new seat belt law that allows insurance companies to fight the personal injury portion of your claim.

Click it or you will get a ticket. Casselberry police proved it Tuesday morning. More than 100 drivers and their passengers were caught on the road without a seatbelt and drove away with a $100 ticket.

"Why weren't you wearing it?" WFTV reporter Daralene Jones asked a ticketed passenger.

"We just came out this parking lot right here. He didn't even give us a chance to put it on," ticketed passenger Juan Lugo said.

For two months, Eyewitness News has been reporting on the new state law effective June 30. Still, some drivers told Eyewitness News they knew nothing about it and found out the hard way.

"The guy that pulled us over said that the guy informed him that we weren't wearing our seatbelts," ticketed driver Kaleigh Pollak said.

"Wouldn't it just be easier to put the seatbelt on?" Jones asked.

"Yes, that is true, but I was under the impression they have to have a probable cause to pull you over," she said.

The penalty is only $30, but each county adds on administrative and court costs. In Central Florida that makes the fine $96 in Orange County up to $104 in Brevard County.

The National Highway Safety Administration estimates the new law will save more than 120 lives and prevent more than 1,700 serious injuries statewide every year.

Peggy Abrahart has seen what can happen.

"I saw a person go through the windshield and landed on the highway itself, because they weren't wearing their seat belt," she said.

Eyewitness News found out more than 16,000 drivers were caught driving without a seatbelt in Central Florida last year. The base of the ticket, $30, goes to the state. The rest of that money you're charged will go to the counties. The local sheriff's office or police agency will only get a few dollars.